Our conversation went…
Moi: Miss, here’s my UnionBank Debit Card.
Sales Lady 1 (to another sales lady): Ma’am, nagaaccept po ba tayo ng debit card? (“Ma’am, do we accept debit cards?”)
Sales Lady 2: Ano ba yun? (“what’s that?”)
Sales Lady 1 (to me): Ma’am, di po kami nag-aacept ng debit card…

It seems a lot of people here only know of either the dreaded or convenient (description depends on the user) Credit Cards or the typical bank accounts or BPI Eps. Not everyone has heard of debit cards. Debit cards are actually quite convenient. You don’t have to withdraw cash every time you want to purchase something. All you need to do is ask the cashier to swipe your card and the amount you have to pay is automatically debited from your funds. Be sure though that the funds in your account is sufficient and that you don’t go over what you have in your debit card, as this doesn’t work like credit cards. You can try using your debit card and see how it works.

UnionBank is giving away one (1) of thirty (30) iPad 2 (3G,16gb) every time you swipe your UnionBank Visa Debit Card from January 2, 2012 to March 4, 2012 in their Swipe and Win promo.

Swipe and Win Promo Mechanics

Qualified debit cards include all UnionBank Visa Debit Cards with the exception of GSIS and Pinoy Money Card.

Simply use your card to make a minimum single purchase of Php 500 at any retail or online store and you get a chance to win an iPad 2. Earn two (2) additional raffle entries upon making your first purchase.

To further increase your chances of winning:

Double your chances by making a single transaction purchase from Php 1,000 to 1,499.
Triple your chances by making a single transaction purchase from Php 1,500 and up
How do I Participate?

Possess any UnionBank Visa Debit Card with the exception of GSIS and Pinoy Money Card.
Swipe your card to make a minimum single receipt purchase of Php500 to enter your transaction in the electronic raffle draws. Swipe your card to make a single receipt purchase Php 1,000 to 1,499 to double your chance of winning. Triple your chances by making a single receipt purchase from Php 1,500 and up. Earn two (2) additional raffle entries upon making your first purchase.
Be sure to check the Swipe and Win website at www unionbankph.com/swipenwin, and the UnionBank Facebook page at www.facebook.com/unionbankph for the raffle winners. Winners will be notified through registered mail, email, and SMS, along with instructions on how to claim the prize.
When is the Raffle Draw?

Winners will be selected weekly from raffle entries covering January 2, 2012 to March 4, 2012 for a total of nine (9) weekly draws (click on this link to see the schedule of the draw) announced on the UnionBank website and on our Facebook page. Non-winning entries will still be eligible for the succeeding draws until the end of the promo period.

Per DTI-NCR Permit No. 5785, Series of 2011.

Good luck, guys! Share with us your experiences in using debit cards :)

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2 Responses

  1. Ruth

    I used my UnionBank debit card for the first time and the same happened to me. The saleslady have to asked her supervisor if they accept “debit card”. The only time they trusted the card is when they saw the VISA logo and thought (I assumed) that it worked like a credit card.That’s why I decided that next time I use my debit card, I’ll just ask “Do you accept a VISA card?”. Hope it will work. :-)

    Reply

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